5 Big Ideas

Financial Caregiving

In partnership with

The future of financial caregiving is still being written, but these are the five developments we’re following most closely.


It takes a financial village.

Many families must collectively manage their loved ones’ finances–all the more complex when that loved one is at a distance or dealing with some kind of cognitive impairment. New digital tools for sharing information and managing finances among multiple family members are popping up and proving indispensable to caregivers all over the country.


Policies need pathways for real people.

Even with the defeat of Build Back Better in its most ambitious form, there is a policy renaissance underway at many levels when it comes to care. And yet, the only way this policy is going to impact real families is if government gurus, systems designers, and culturally attuned communicators figure out how to inform people and guide them to access their new benefits.


We are reckoning with retirement.

For too many, retirement is not economically viable, and for others, it’s undesirable. Plenty of research now shows that keeping your body and mind active, not to mention connected with a sense of purpose, are key to a long, healthy life. The opportunity ahead is to combat ageism and reimagine roles—paid and unpaid—for the over 65 set.


Care is costly and unpredictable…all the more reason to get creative.

The way we design financial products and services is finally catching up to the reality of our lives—that disability and illness can strike in an instant and that the pace and shape of our aging looks different for everyone. We’re watching long term care insurance, loan financing, and so many other sectors get upended by companies who seize on the unpredictability of care costs as a creative constraint rather than a flaw of the human condition.


We need financial systems that protect and liberate the historically marginalized.

Particularly since the dawn of the internet, bad actors have financially preyed on the most marginalized in our society—those experiencing poverty, the elderly, the disabled. But there are many organizations fighting back against this kind of cruelty, and others expanding the kinds of financial products that are available—credit cards with more nuanced controls, for example, and ways of building credit that fall outside the purview of traditional institutions.

Samarth Keshava
Stephen Beck
Michael Seay
Dennis Cail
Laurel Beedon
Ben Veghte
Rohan Pavuluri
Darrick Hamilton
Deborah Hanus
Leigh Phillips
Sam Zimmerman
Brian Ramirez
Ian Yamey
Tyler End
Diana Frappier
Phaedra Ellis-Lamkins
Elizabeth Groginsky
Laura Kohn
Lauren Grattan
David Lynn
Michelle Rhone-Collins
Sarah Bernard
Charlotte Dales
Stacey Watson